See what your sale could actually look like.
Creative financing can sound abstract. This puts real numbers to it — what you'd receive up front, each month, and over time — so you can decide what works for you.
Seller financing
You become the bank. The buyer pays you directly over time, on terms you set.
Subject‑to
The buyer takes over your existing mortgage payments. The loan stays in place.
Hybrid
Buyer takes over your loan and you carry a note for part of the rest.
The "extra earned" is the interest you collect for carrying the loan — money a traditional cash sale wouldn't give you.
Worth understanding: in a subject‑to, the loan stays in your name until the buyer pays it off or refinances. That's why trust and the right paperwork matter — and exactly the kind of thing we'd walk through together before anything is signed.
Worth understanding: the loan that's taken over stays in your name until paid off or refinanced. We'd cover how that's handled and protected before you commit.
Estimates for illustration only — not an offer or financial advice.
Like what one of these looks like?
Let's talk through your actual situation and shape the terms around what works for you — not the other way around.
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